I was digging into the company's 10Q filed recently. This is really the startng point of the new and improved Carbiz. If you're a numbers guy you could make some quick comments but if you dig a little deeper I think there's an interesting story about to develop. Assets increased over 10x compared to last year (because of the take over). They just sold their software dvision which isn't reflected in the past quarterly for over 2 million to help reduce debt. Bottom line.. they're lending money at a higher rate than what they're paying for it. So long as they can keep their bad debts down, Carbiz should do just fine in the coming quarters.