My main account is with bourgenvest securities and since

I am a Royal Bank client it was the obvious choice to go to

RBC direct securities well bank accounts are easy prey there.

well one time while doing a small trade and 3 day settlement

right .......wrong if the trade is more than the value of your

holdings in your RBC account it comes out of your linked bank

account the next day so you can imagine check bounces or worse

 your at the store and you have insufficient funds for your debit card

purchases which happened on a weekend grocery run so you can

imagine I was ticked off.

The next day I called about the situation and all they did was

returned the NSF charges but could not tell me that it was never

going to happen again.

I will probably go with trade freedom which I understand has

links with Scotia Bank now.

still holding a big core holing of SGX from .115 cents and from a

comment made from someone at the Cambridge gold show in

october 2007  I would be driving a new cadilac car by this time next

year I will hold him to it.

all the best

Wilf