Sorry to see you go Hoghead. I have been with CUU for 7+ years now so have known you for being - on the whole - an intelligent poster. At 73 yrs old, I cannot afford to throw the towel in as it would be disastrous, so I'll hang in and hope that someday soon CUU comes through. I too have learned a huge lesson from them. I still like Elmer, even though he told me two Christmas's ago that he was looking for $10 for the lot, whatever that meant (he was sympathizing with me for the loss of my husband of 53 yrs and was trying to cheer me up I guess), and even though Prospekt asked him to confirm it, he denied saying that, so he did lose a lot of credibility with me, but I still like him. Good luck with your new ventures. MTS