Thanks ElPrimero and Rosehill.

Hope such a delay never happens to me again, but if it does, I'll take the suggestion and sell half. With all the computer technology availalable today, it astounds me that it should take so long for accounts to be credited due to paperwork. In the meantime, my money and others money is just floating around? It is being used by the big institutions! If the shoe was on the other foot, does one believe that I could pay up any ol' time?!

Not fair at all, and the regulations must be improved eventually to prevent continued abuse.

Thanks everyone for your suggestions and concern.

All the best,

Jacki