As we approach this special time in most peoples year, I wish to express my love to all.

It may be refreshing to leave the weight of this investment behind while venturing into the weekend, and enjoying our immediate families.

Know that change is happening and that it takes time, but also know that you are part of an important movement to make things better for not only you, but for others as well in these markets. Always know that you do make a difference in every little thing you may do, and this is a constant effect. Eventually, we will get there, and its that belief that keeps us strong.

Love All

Rick