I am one of the people that don't have market experience and after my past experience with a financial adivsor I'd rather not have one. I found this forum very beneficial as it gave me direction to research things out myself. The many newpaper and magazine article links were very helpful. So to say that people did not get information that was unbiased is untrue. Also after reading blog after blog I never got the feeling "this one is going to the moon" impression from any of the blogs.