When I was busy working and had no time to investigate any financial advice, and after successive disasters from different brokerage houses my insurance agent recommended this fantastic registered financial adviser. He changed everything in my portfolio and one particular stock was made for and ideal for a retirement account. After everything hit the fan, I found out there was a law suit against the big brokerage company regarding this ideal investment; when I put my name in, the application was rejected because it was bought on the advice of my adviser, and the suit should be against him. When I went to put in my claim, this fantastic genius was bankrupt!
Conclusion: Listen to Hog & Sculpin, have a gin & tonic (with lime) before dinner, sleep soundly.